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MySTFCU Access

Skip-A-Pay

Skip-A-Pay Printable Application

Skip-A-Pay Online Application

When opting for Skip-A-Pay, keep in mind:

ACH Credits and payroll deductions will still be processed and deposited into the savings account.
Interest will continue to accumulate on the still be processed and deposited into the loan(s) during the month the payment(s) is skipped.
You may skip a payment on all qualifying loans.
Skipping the payment(s) will result in an increased finance charge and will extend the term of the loan(s).
There is a processing fee of $25.00 per loan skipped. The fee(s) will be deducted from your share or checking account.
Offer subject to approval and does not apply to the first payment of any loan.
The loan cannot be past due
All member loans MUST be current
All member accounts MUST be in good standing
You are only allowed to skip June, July, or August

The following loan types are NOT eligible for Skip-A-Pay

P.A.L.
High Risk
Loan Modifications